Insurance
J.K. Kerkham Financial provides clients with advice regarding their life/income insurance needs. Insurance is a risk management strategy to protect you and your family against the finanical impact of unexpected events.
Death & TPD Insurance
Death and Total Permenant Disablement (TPD) insurance cover pays a lump sum payment to you, your family or your estate if you die or become unable to work due to accident or illness. This money can be used to pay off your mortgage or other debts, to provide for current or ongoing living expenses or to invest if you have a shortfall in your retirement savings. Contact J.K. Kerkham Financial to discuss your Death and TPD insurance cover needs...
Trauma Insurance
Trauma insurance pays an agreed amount to you if you are diagnosed with a specified critical illness, such as cancer or heart disease. The aim of this cover is to provide you with money that allows you to stop work and concentrate on getting better. Contact J.K. Kerkham Financial to review your trauma insurance needs...
Insurance within Superannuation
The ownership of your insurances is an important consideration. Some insurances can be owned within superannuation enabling pre-tax income to be used to fund insurance premiums and also assist with your personal cashflow position. J.K. Kerkham Financial has access to a wide range of insurance providers to ensure your insurance cover remains competitive. Contact J.K. Kerkham Financial to discuss the ownership of your insurances...
Income Protection Insurance
Your ability to earn an income can be your greatest financial asset. Income protection insurance is the type of insurance that can pay you a replacement income (up to 75% of your normal income) if you are unable to work due to illness or injury. Contact J.K. Kerkham Financial to review your income protection needs...